Ask HN: What $1 can spend to make someone's life easier within a month?
(ycombinator.com)
I am running a social initiative name #111challenge to find practical ways to help people with limited budgets.
I am running a social initiative name #111challenge to find practical ways to help people with limited budgets.
Ask HN: Best book/course/resource for personal finance or financial literacy?
(ycombinator.com)
Where I come from, people don't get any education in financial literacy. Things like investing, budgeting, taxes, credit, credit cards, insurance etc. Had to figure that stuff on my own much later in life.
Where I come from, people don't get any education in financial literacy. Things like investing, budgeting, taxes, credit, credit cards, insurance etc. Had to figure that stuff on my own much later in life.
Ask HN: How do I escape homelessness after rebuilding my mental health?
(ycombinator.com)
I never thought I’d be here—but I’ve hit a wall I can’t break through alone. I’m asking for help, advice, ideas—anything practical—to get off the streets and back into stability.
I never thought I’d be here—but I’ve hit a wall I can’t break through alone. I’m asking for help, advice, ideas—anything practical—to get off the streets and back into stability.
"Destroy if Dead" box
(bogleheads.org)
I'm packing up in anticipation of a move and it struck me that there are some things - amounting to about two small boxes of stuff - that I don't want people rifling through if something ever happened to me.
I'm packing up in anticipation of a move and it struck me that there are some things - amounting to about two small boxes of stuff - that I don't want people rifling through if something ever happened to me.
Marrying Up and Marrying Down
(medium.com)
The most important decision we make is who we partner with, who we marry. However, for many, marriage isn’t an essential life choice … it’s a luxury item. I asked my friend, the social scientist Richard Reeves, to pen a post on the subject.
The most important decision we make is who we partner with, who we marry. However, for many, marriage isn’t an essential life choice … it’s a luxury item. I asked my friend, the social scientist Richard Reeves, to pen a post on the subject.
Ask HN: How do you feel now about your Tesla purchase?
(ycombinator.com)
Now that the cat is out of the bag, how do you feel about your Tesla purchase?
Now that the cat is out of the bag, how do you feel about your Tesla purchase?
Giving Up a $250k Salary to Retire Early Is Hard
(whitecoatinvestor.com)
My wife and I are set to retire in July 2025 at the ages of 43 and 47, respectively. Our combined salaries have been around $250,000 for more than five years now. We like our jobs. We are in our peak earning years. We’re going to walk away from that amount of money forever because we want to spend more time on our health, hobbies, and socializing with friends and family. It’s scary to think about.
My wife and I are set to retire in July 2025 at the ages of 43 and 47, respectively. Our combined salaries have been around $250,000 for more than five years now. We like our jobs. We are in our peak earning years. We’re going to walk away from that amount of money forever because we want to spend more time on our health, hobbies, and socializing with friends and family. It’s scary to think about.
Ask HN: What country would you like to relocate to and why?
(ycombinator.com)
We hear about people wanting to move to a different country because of economic reasons or political reasons regularly. If you had your wish, where would you move to?
We hear about people wanting to move to a different country because of economic reasons or political reasons regularly. If you had your wish, where would you move to?
Ask HN: Who has settled disputes in court, and won economically?
(ycombinator.com)
This means your legal fees and opportunity costs were outweighed by a reasonable person's valuation of what you gained.
This means your legal fees and opportunity costs were outweighed by a reasonable person's valuation of what you gained.
Letters from BBC Television Licensing
(bbctvlicence.com)
From the beginning of 2006, I decided not to renew my television licence. I found that my television viewing consisted almost entirely of tapes of old programmes purchased off Ebay, and that my watching of broadcast television was less than an hour a week. I therefore decided to stop watching broadcast television, and I today spend the £169.50 saved from the TV licence fee on video tapes and DVDs.
From the beginning of 2006, I decided not to renew my television licence. I found that my television viewing consisted almost entirely of tapes of old programmes purchased off Ebay, and that my watching of broadcast television was less than an hour a week. I therefore decided to stop watching broadcast television, and I today spend the £169.50 saved from the TV licence fee on video tapes and DVDs.
Don't Be Frupid
(selix.net)
Frugality is a virtue. The art of doing more with less, making sharp trade-offs, and keeping waste at bay so the good stuff – innovation, growth, maybe even a little joy – has room to thrive.
Frugality is a virtue. The art of doing more with less, making sharp trade-offs, and keeping waste at bay so the good stuff – innovation, growth, maybe even a little joy – has room to thrive.
My First Month Selling Commercial Use Software Licenses
(lgug2z.com)
I made $901.49 in my first month selling commercial use software licenses.
I made $901.49 in my first month selling commercial use software licenses.
A woman who lives without money: 'I feel more secure than when I was earning'
(theguardian.com)
Ten years ago, Jo Nemeth quit her job and closed her bank account. Today, she’s more committed than ever to her moneyless life
Ten years ago, Jo Nemeth quit her job and closed her bank account. Today, she’s more committed than ever to her moneyless life
Show HN: Masterkey – A TurboTax-like platform for self-service home buying
(trymasterkey.com)
Save $12,400 and Buy Your Home with Confidence using Masterkey's AI-powered platform
Save $12,400 and Buy Your Home with Confidence using Masterkey's AI-powered platform
Ask HN: If I am so smart, why I am not rich?
(ycombinator.com)
I grew up very modestly, borderline poverty. None of my extended family/friend went to college, I was the first one to graduate from college later in life.
I grew up very modestly, borderline poverty. None of my extended family/friend went to college, I was the first one to graduate from college later in life.
Is budgeting just therapy but for money
(milofultz.com)
If I could convince anyone to do anything in particular, it would at least include therapy and budgeting. Which seems a little wild now that I put them together.
If I could convince anyone to do anything in particular, it would at least include therapy and budgeting. Which seems a little wild now that I put them together.
You vs. a Billionaire: An Interactive Perspective on Wealth
(budgetflow.cc)
The wealth of the super rich is often discussed in abstract terms which are hard to grasp, but today we'll explore it in a way that makes it more tangible and personal.
The wealth of the super rich is often discussed in abstract terms which are hard to grasp, but today we'll explore it in a way that makes it more tangible and personal.
What I wish I knew before I quit my job
(michaeldrogalis.substack.com)
Before I quit my job at Confluent, I was worried about taking the plunge.
Before I quit my job at Confluent, I was worried about taking the plunge.
Buh Bye Spotify
(darko.audio)
The first order of business for 2025 was to cancel my Spotify Premium subscription.
The first order of business for 2025 was to cancel my Spotify Premium subscription.
Ask HN: Spending Tracking Tools
(ycombinator.com)
I’m trying to figure out a budgeting system that works for me.
I’m trying to figure out a budgeting system that works for me.
I am rich and have no idea what to do
(vinay.sh)
Life has been a haze this last year. After selling my company, I find myself in the totally un-relatable position of never having to work again.
Life has been a haze this last year. After selling my company, I find myself in the totally un-relatable position of never having to work again.
How and Why I Stopped Buying New Laptops (2020)
(lowtechmagazine.com)
As a freelance journalist – or an office worker if you wish – I have always believed that I should regularly buy a new laptop. But older machines offer more quality for much less money.
As a freelance journalist – or an office worker if you wish – I have always believed that I should regularly buy a new laptop. But older machines offer more quality for much less money.
The oversavers: Older Americans who wish they'd worked less, vacationed more
(businessinsider.com)
Some Americans "oversave" for retirement and end up sacrificing during their working years.
Some Americans "oversave" for retirement and end up sacrificing during their working years.
Show HN: I spent 4 years bootstrapping a financial planning tool to 30k MAUs
(projectionlab.com)
Build Financial Plans You Love.
Build Financial Plans You Love.
Which Country Should You Move To?
(whichcountrytomoveto.com)
Let's find your perfect destination, one step at a time. Answer a few questions and discover where you could thrive and build your new life abroad.
Let's find your perfect destination, one step at a time. Answer a few questions and discover where you could thrive and build your new life abroad.
My second year without a job
(shilin.ca)
Two years ago, I quit my job. I was divorced, and I had $80K on my bank account. Today, I am still without a job, still divorced, and, not surprisingly, out of money. I wish I had written about my first year of unemployment, so I can compare the regress progress. At the very least, I can do a short overview of this year, so I’ll have something to compare in the next one.
Two years ago, I quit my job. I was divorced, and I had $80K on my bank account. Today, I am still without a job, still divorced, and, not surprisingly, out of money. I wish I had written about my first year of unemployment, so I can compare the regress progress. At the very least, I can do a short overview of this year, so I’ll have something to compare in the next one.