Hacker News with Generative AI: Personal Finance

Ask HN: What country would you like to relocate to and why? (ycombinator.com)
We hear about people wanting to move to a different country because of economic reasons or political reasons regularly. If you had your wish, where would you move to?
Immigration, Relocation, Personal Finance, Politics
54 points by WheelsAtLarge 6 days ago | 125 comments
Ask HN: Who has settled disputes in court, and won economically? (ycombinator.com)
This means your legal fees and opportunity costs were outweighed by a reasonable person's valuation of what you gained.
Legal Disputes, Lawsuits, Personal Finance, Legal Fees, Opportunity Cost
8 points by doctorpangloss 10 days ago | 17 comments
Letters from BBC Television Licensing (bbctvlicence.com)
From the beginning of 2006, I decided not to renew my television licence. I found that my television viewing consisted almost entirely of tapes of old programmes purchased off Ebay, and that my watching of broadcast television was less than an hour a week. I therefore decided to stop watching broadcast television, and I today spend the £169.50 saved from the TV licence fee on video tapes and DVDs.
Television Licensing, Personal Finance, Consumerism
10 points by nixass 10 days ago | 3 comments
Don't Be Frupid (selix.net)
Frugality is a virtue. The art of doing more with less, making sharp trade-offs, and keeping waste at bay so the good stuff – innovation, growth, maybe even a little joy – has room to thrive.
Frugality, Personal Finance, Lifestyle, Waste Reduction
140 points by jhy 12 days ago | 126 comments
My First Month Selling Commercial Use Software Licenses (lgug2z.com)
I made $901.49 in my first month selling commercial use software licenses.
Software, Business, Monetization, Entrepreneurship, Personal Finance
15 points by bsnnkv 18 days ago | 3 comments
A woman who lives without money: 'I feel more secure than when I was earning' (theguardian.com)
Ten years ago, Jo Nemeth quit her job and closed her bank account. Today, she’s more committed than ever to her moneyless life
Lifestyle, Finance, Personal Finance
7 points by noja 21 days ago | 2 comments
Show HN: Masterkey – A TurboTax-like platform for self-service home buying (trymasterkey.com)
Save $12,400 and Buy Your Home with Confidence using Masterkey's AI-powered platform
Real Estate, AI, Fintech, Software, Personal Finance
14 points by giulioco 22 days ago | 0 comments
Ask HN: If I am so smart, why I am not rich? (ycombinator.com)
I grew up very modestly, borderline poverty. None of my extended family/friend went to college, I was the first one to graduate from college later in life.
Personal Finance, Education, Success, Social Mobility
19 points by LeoDTO 24 days ago | 49 comments
Is budgeting just therapy but for money (milofultz.com)
If I could convince anyone to do anything in particular, it would at least include therapy and budgeting. Which seems a little wild now that I put them together.
Personal Finance, Mental Health, Therapy
12 points by surprisetalk 29 days ago | 2 comments
You vs. a Billionaire: An Interactive Perspective on Wealth (budgetflow.cc)
The wealth of the super rich is often discussed in abstract terms which are hard to grasp, but today we'll explore it in a way that makes it more tangible and personal.
Wealth Inequality, Personal Finance, Data Visualization
50 points by mkrd 30 days ago | 64 comments
What I wish I knew before I quit my job (michaeldrogalis.substack.com)
Before I quit my job at Confluent, I was worried about taking the plunge.
Career Advice, Personal Finance
67 points by dillonshook 39 days ago | 47 comments
Buh Bye Spotify (darko.audio)
The first order of business for 2025 was to cancel my Spotify Premium subscription.
Music Streaming, Subscription Services, Personal Finance
10 points by hnburnsy 42 days ago | 5 comments
Ask HN: Spending Tracking Tools (ycombinator.com)
I’m trying to figure out a budgeting system that works for me.
Personal Finance, Budgeting, Tools, Software
97 points by dyeje 47 days ago | 109 comments
I am rich and have no idea what to do (vinay.sh)
Life has been a haze this last year. After selling my company, I find myself in the totally un-relatable position of never having to work again.
Wealth, Personal Finance, Lifestyle
967 points by vhiremath4 50 days ago | 1628 comments
How and Why I Stopped Buying New Laptops (2020) (lowtechmagazine.com)
As a freelance journalist – or an office worker if you wish – I have always believed that I should regularly buy a new laptop. But older machines offer more quality for much less money.
Technology, Sustainability, Personal Finance, Consumerism
132 points by mgd 51 days ago | 141 comments
The oversavers: Older Americans who wish they'd worked less, vacationed more (businessinsider.com)
Some Americans "oversave" for retirement and end up sacrificing during their working years.
Retirement Planning, Personal Finance, Work-Life Balance, Generational Trends
11 points by MilnerRoute 55 days ago | 2 comments
Show HN: I spent 4 years bootstrapping a financial planning tool to 30k MAUs (projectionlab.com)
Build Financial Plans You Love.
Financial Planning, Startups, User Growth, SaaS, Personal Finance
65 points by scubakid 65 days ago | 18 comments
Show HN: AI Powered Daily Budgeting (github.com/porkybank)
Artificial Intelligence, Personal Finance, Software, Open Source
11 points by plondon514 69 days ago | 2 comments
Which Country Should You Move To? (whichcountrytomoveto.com)
Let's find your perfect destination, one step at a time. Answer a few questions and discover where you could thrive and build your new life abroad.
Immigration, Travel, Lifestyle, Personal Finance
15 points by yarapavan 73 days ago | 14 comments
My second year without a job (shilin.ca)
Two years ago, I quit my job. I was divorced, and I had $80K on my bank account. Today, I am still without a job, still divorced, and, not surprisingly, out of money. I wish I had written about my first year of unemployment, so I can compare the regress progress. At the very least, I can do a short overview of this year, so I’ll have something to compare in the next one.
Personal Finance, Unemployment, Life Experiences
688 points by true_pk 77 days ago | 933 comments
How to Live in a Collapsing Economy (youtube.com)
Economics, Finance, Personal Finance, Survival
4 points by razodactyl 78 days ago | 0 comments
I don't have much money. Is it okay if I don't give to charity? (vox.com)
I want to make the world better, but donating feels out of reach.
Charity, Personal Finance, Ethics
6 points by paulpauper 85 days ago | 1 comments
Show HN: Double-entry accounting based personal finance app (getpaper.money)
PaperMoney enables you to track your expenses, net-worth, shared finances and investments with double-entry accounting.
Personal Finance, Accounting, Software, Finance Apps
63 points by aswinmohanme 86 days ago | 25 comments
Ask HN: What are your most regretted tech purchases? (ycombinator.com)
Curious what people think is their biggest tech buying regret they wished never happened.
Technology, Personal Finance, Consumerism, Opinion
104 points by sys_64738 88 days ago | 377 comments
Ask HN: How to Emigrate from EU and Where? (ycombinator.com)
EU is in a perpetual state of decline and it seems there are no solutions in sight that would change its path in the next decade.
Immigration, Europe, Politics, Personal Finance
27 points by mathverse 93 days ago | 53 comments
Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs (closingwtf.com)
Closing on a Mortgage? Don't get Screwed!
Finance, Real Estate, Tools, Personal Finance
273 points by aaln 98 days ago | 162 comments
Ask HN: How much money do you spend each month? (ycombinator.com)
Someone got into heated argument over comment I made in my another thread when I said we survive well with $60k (post tax) for family of four.
Personal Finance, Salaries
12 points by logicalxor 109 days ago | 28 comments
Another burnout post (gushogg-blake.com)
I quit my last contracting gig in August with £40k in debt, no other income, and only a business idea (it failed).
Burnout, Entrepreneurship, Personal Finance
87 points by gushogg-blake 126 days ago | 122 comments
Ask HN: High income salaried employees – How do you reduce your taxes? (ycombinator.com)
If you are a W2 wage earner who earn a lot of money through salary, RSUs, etc, could you please share your favorite tax saving strategies? What are some legal ways to save on tax and build wealth? Any references to articles, videos, podcasts?
Taxes, Finance, Personal Finance, Wealth Management
15 points by yangikan 128 days ago | 12 comments
The day I became a millionaire (signalvnoise.com)
I grew up lower-middle class on the outskirts of Copenhagen. Anywhere outside of Scandinavia, the socioeconomic label would probably have been ‘poor’, but Danish safety nets and support systems did their best to suspend the facts and offer better.
Personal Finance, Life Experiences, Denmark
10 points by moaaz_ae 130 days ago | 1 comments