Hacker News with Generative AI: Personal Finance

What I wish I knew before I quit my job (michaeldrogalis.substack.com)
Before I quit my job at Confluent, I was worried about taking the plunge.
Buh Bye Spotify (darko.audio)
The first order of business for 2025 was to cancel my Spotify Premium subscription.
Ask HN: Spending Tracking Tools (ycombinator.com)
I’m trying to figure out a budgeting system that works for me.
I am rich and have no idea what to do (vinay.sh)
Life has been a haze this last year. After selling my company, I find myself in the totally un-relatable position of never having to work again.
How and Why I Stopped Buying New Laptops (2020) (lowtechmagazine.com)
As a freelance journalist – or an office worker if you wish – I have always believed that I should regularly buy a new laptop. But older machines offer more quality for much less money.
The oversavers: Older Americans who wish they'd worked less, vacationed more (businessinsider.com)
Some Americans "oversave" for retirement and end up sacrificing during their working years.
Show HN: I spent 4 years bootstrapping a financial planning tool to 30k MAUs (projectionlab.com)
Build Financial Plans You Love.
Show HN: AI Powered Daily Budgeting (github.com/porkybank)
Which Country Should You Move To? (whichcountrytomoveto.com)
Let's find your perfect destination, one step at a time. Answer a few questions and discover where you could thrive and build your new life abroad.
My second year without a job (shilin.ca)
Two years ago, I quit my job. I was divorced, and I had $80K on my bank account. Today, I am still without a job, still divorced, and, not surprisingly, out of money. I wish I had written about my first year of unemployment, so I can compare the regress progress. At the very least, I can do a short overview of this year, so I’ll have something to compare in the next one.
How to Live in a Collapsing Economy (youtube.com)
I don't have much money. Is it okay if I don't give to charity? (vox.com)
I want to make the world better, but donating feels out of reach.
Show HN: Double-entry accounting based personal finance app (getpaper.money)
PaperMoney enables you to track your expenses, net-worth, shared finances and investments with double-entry accounting.
Ask HN: What are your most regretted tech purchases? (ycombinator.com)
Curious what people think is their biggest tech buying regret they wished never happened.
Ask HN: How to Emigrate from EU and Where? (ycombinator.com)
EU is in a perpetual state of decline and it seems there are no solutions in sight that would change its path in the next decade.
Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs (closingwtf.com)
Closing on a Mortgage? Don't get Screwed!
Ask HN: How much money do you spend each month? (ycombinator.com)
Someone got into heated argument over comment I made in my another thread when I said we survive well with $60k (post tax) for family of four.
Another burnout post (gushogg-blake.com)
I quit my last contracting gig in August with £40k in debt, no other income, and only a business idea (it failed).
Ask HN: High income salaried employees – How do you reduce your taxes? (ycombinator.com)
If you are a W2 wage earner who earn a lot of money through salary, RSUs, etc, could you please share your favorite tax saving strategies? What are some legal ways to save on tax and build wealth? Any references to articles, videos, podcasts?
The day I became a millionaire (signalvnoise.com)
I grew up lower-middle class on the outskirts of Copenhagen. Anywhere outside of Scandinavia, the socioeconomic label would probably have been ‘poor’, but Danish safety nets and support systems did their best to suspend the facts and offer better.
Anon dev makes good on $10K bet with Carmack (shaw.wtf)
A few years ago I made a bet with John Carmack for $10,000. I lost the bet, which unfortunately timed with some pretty hard life experiences, so it took a little while to pay it all off, but it’s finally been settled.
I Hate VC's (ycombinator.com)
I have started a number of companies. All self-funded. Some were successful and others were "experiences". My last company was almost acquired for tens of millions of dollars when the economy imploded in 2008 and the world froze.
Ask HN: What would you do if you didn't have to work for a living? (ycombinator.com)
Ask HN: What would you do if you didn't have to work for a living?
When net worth stops mattering (stanislavkozlovski.com)
Why I Never Buy Cutting-Edge Smartphones or PCs (howtogeek.com)
Ask HN: How do you stay up to date without over consuming? (ycombinator.com)
I feel like so much current events and information is hidden in instagram, tik tok, reddit, HN, and other forums.<p>How do you stay up to date on what’s important aka what will make you money without spending way too much time consuming noise?
I'd pay $2k/mo out of my own pocket to keep using Cursor (vellum.ai)
I would gladly pay about $2,000 a month out of my own pocket to keep using Cursor. These tools are so affordable compared to the value they provide.
Show HN: Overpay mortgage or invest? I built a calculator to help you decide (showloan.info)
showloan.info - modern mortgage and cash loan calculator 2024. Loan repayment schedule, installment calculator, and loan overpayment calculator. Overpay or invest?
Ask HN: How can I escape my 3W country as a freelance dev with passive income? (ycombinator.com)
Ask HN: To those making 200k+ how did you get there? (ycombinator.com)
Ask HN: To those making 200k+, how did you get there?