Hacker News with Generative AI: Retirement Planning

There Is a Significant Need for Retirement Savings in the US (apolloacademy.com)
About half of the US population does not own any retirement assets, see chart below.
Retirement Planning, Finance, United States
27 points by FigurativeVoid 51 days ago | 99 comments
Why Did Pensions Disappear? (thatch.ai)
In the late 1970s, 401(k)s didn’t exist. When you retired, you often received a pension from the company you worked at for decades. Then something unexpected happened: A 1978 law gave a new option. Within a decade, 401(k)s would go from early adoption to a complete retirement solution. Government commitment to the approach gave the concept needed credibility. Today these assets are estimated at $5 to $10 trillion dollars, while pensions cover just 13 percent of workers. [0]
Retirement Planning, Pensions, History, Economics
12 points by pgorla 94 days ago | 3 comments
As Gen X Nears Retirement, Many Fear They Can't Afford It (bloomberg.com)
As Gen X Nears Retirement, Many Fear They Can’t Afford It — Now or Ever
Retirement Planning, Generation X, Finances
31 points by toomuchtodo 110 days ago | 44 comments
The oversavers: Older Americans who wish they'd worked less, vacationed more (businessinsider.com)
Some Americans "oversave" for retirement and end up sacrificing during their working years.
Retirement Planning, Personal Finance, Work-Life Balance, Generational Trends
11 points by MilnerRoute 118 days ago | 2 comments
Pictures of Pensions (calcwithdec.dev)
With apologies to my pensions actuary friends - saving for a pension is rarely anyone’s idea of a great time.
Finance, Retirement Planning, Pensions
44 points by thunderbong 137 days ago | 38 comments
Half of Retirees Will Run Out of Money. That's the Good News (forbes.com)
“Almost half of American households will run short of money in retirement if they stop working at 65, new research predicts,” Marketwatch reports regarding a new study released by Morningstar. I’ll give you all a moment to breath into a paper bag.
Retirement Planning, Finance, Economics, Research
9 points by paulpauper 181 days ago | 9 comments
One Man Lost $740k to Scammers Targeting His Retirement Savings (nytimes.com)
Scams, Finance, Retirement Planning, Personal Finance
25 points by cypherpunks01 270 days ago | 14 comments
Ask HN: Where do you keep your 401k investments? (ycombinator.com)
Personal Finance, Retirement Planning, Investing
33 points by monroewalker 289 days ago | 69 comments
Was the 401(k) a Mistake? (nytimes.com)
Retirement Planning, Finance, Economics
14 points by gmays 353 days ago | 4 comments
Even the Most-Envied Retirement Plan Is Falling Short (bloomberg.com)
Retirement Planning, Finance, Economics
11 points by paulpauper 357 days ago | 3 comments
Planning on retiring at 65? Most Americans retire far earlier, and not by choice (cbsnews.com)
Retirement Planning, Demographics, Social Issues
16 points by rustoo 364 days ago | 5 comments