Hacker News with Generative AI: Banking

Yotta Bank and the Problem with Fintech (Patrick Boyle) [video] (youtube.com)
Synapse still can't find its money (bloomberg.com)
When you deposit money at a bank, you expect the bank to give it back to you.
FDIC accidentally reveals the Silicon Valley Bank depositors it bailed out (2023) (fortune.com)
When federal regulators stepped in to backstop all of Silicon Valley Bank’s deposits, they saved thousands of small tech startups and prevented what could have been a catastrophic blow to a sector that relied heavily on the lender.
When banks call to verify your details how do you know the call is legitimate? (ycombinator.com)
I got a call from my bank claiming that they're discontinuing physical credit card statements and asking for my email to send statements via email. Then they proceeded to also ask for my date of birth and home address to "verify details" after making the unsolicited call. It felt off but the call came from within the bank.
Ask HN: Crappy website design seems more trustworthy? (ycombinator.com)
I visited my bank's website and it hit me. For some reason, their crappy website design appears as more trustworthy than other, sleeker designs of modern banks. Why is that?
North Korean hackers use newly discovered Linux malware to raid ATMs (arstechnica.com)
In the beginning, North Korean hackers compromised the banking infrastructure running AIX, IBM’s proprietary version of Unix. Next, they hacked infrastructure running Windows. Now, the state-backed bank robbers have expanded their repertoire to include Linux.
'I lost £165k to fraud in an hour' – customers say they were let down by Revolut (bbc.com)
A man who had £165,000 stolen from his Revolut business account by fraudsters has told BBC Panorama he believes the company’s security measures failed to prevent the theft.
Bank of America is down: Customers report widespread outage (cnn.com)
How Should I Price a Python Module License for Major Banks? (ycombinator.com)
I have an opportunity to license a Python module to several major banking institutions—some of the largest in the world. Typically, we offer this software as a web app, but these banks need a local module to run within their own environments.
Visa to launch pay-by-bank payments, an alternative to credit cards (cnbc.com)
Chase Bank glitch releases thousands in cash over Labor Day weekend (forbes.com)
Cautionary tale on using Chase bank for indie business (jxnl.co)
Ask HN: How to emulate a smartphone on a computer for banking apps? (ycombinator.com)
'Kafkaesque': bank blocks cash transfer, saying it could be an AI scam (theguardian.com)
Iranian banks hit by major cyber attack (i24news.tv)
Where Banking APIs Fall Short (svapnil.com)
Iso20022.js: Why Every Bank's APIs Suck (svapnil.com)
How Bank of America Ignores Its Own Rules to Prevent Dangerous Workloads (wsj.com)
The Sad State of Two-Factor Authentication in U.S. Banking (2020) (medium.com)
China's Banking System Headed for Crisis, Reports Say (asiasentinel.com)
Banks have closed 539 branches in just six months (dailymail.co.uk)
Banks in Singapore to phase out SMS OTP in 3 months (bleepingcomputer.com)
Evolve Bank and Trust confirms LockBit stole 7.6M people's data (theregister.com)
Revolut's Irish mortgages are a game changer, and the banks know it (irishtimes.com)
Thousands ofAmericans got caught in fintech and lost access to bank accounts (cnbc.com)
"Everything's frozen": Ransomware locks credit union users out of bank accounts (arstechnica.com)
Smartphone apps are a headache for travel, banking, hotels, apartments, laundry (slate.com)
Evolve Bank and Trust Hacked – Mercury, Stripe Treasury Impacted (twitter.com)
Fearing losses, banks are quietly dumping real estate loans (nytimes.com)
Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly (wsj.com)