Hacker News with Generative AI: Payments

97% of drivers want in-car payment system for tolls, parking, charging (arstechnica.com)
Imagine having a well-designed payment app for your car's infotainment system that let you effortlessly pay for parking, road tolls, EV charging, or refueling. Such a concept found universal appeal among US drivers, according to a study by a market research company. But simplicity is key: The moment it gets difficult to register or use such an app, interest wanes and people prefer to pay for things the older-fashioned ways, DriveResearch found.

In-Car Technology, Payments, Transportation, Consumer Research

4 points by PaulHoule 9 days ago | 0 comments

Stripe's payment API: The first 10 years (2020) (stripe.com)
A few years ago, Bloomberg Businessweek published a feature story on Stripe. Four words spanned the center of the cover: “seven lines of code,” suggesting that’s all it took for a business to power payments on Stripe.

Payments, Business, APIs, Stripe, Fintech

24 points by lispybanana 14 days ago | 2 comments

Brazil's government-run payments system has become dominant (economist.com)

Brazil, Finance, Payments, Government, Economics

667 points by jcartw 18 days ago | 769 comments

Christine Lagarde wants EU to ditch Visa, Mastercard for own platform (businesstoday.in)
European Central Bank President Christine Lagarde is calling for a payments revolution — one that breaks Europe's reliance on U.S. and Chinese platforms like Visa, Mastercard, PayPal, and Alipay.

Finance, European Union, Payments, Technology

33 points by belter 20 days ago | 15 comments

PayPal launches remote and local MCP servers (paypal.com)
Model Context Protocol (MCP) supports managing and passing relevant information to models with appropriate context, so they operate properly within a given scope. Using this functionality, PayPal developed PayPal MCP Server to enable merchants to use natural language with their favorite MCP client to perform business tasks, such as creating or listing invoices.

Payments, Business, API

9 points by init0 24 days ago | 2 comments

DoorDash and Klarna signed deal where customers can pay for food in installments (unusualwhales.com)

Fintech, Food Delivery, Payments, Partnerships

9 points by nradov 36 days ago | 8 comments

Open source payments and billing infrastructure (github.com/flowglad)
Flowglad wants to change that.

Open Source, Payments, Billing, Infrastructure

15 points by mooreds 42 days ago | 6 comments

Show HN: Borderless Venmo (eth.cash)

Show HN, Cryptocurrency, Payments

5 points by carrabre 43 days ago | 5 comments

Mastercard plans to get rid of credit card numbers (abc.net.au)
Mastercard has announced plans to remove the 16-digit number from their credit and debit cards by 2030 in a move designed to stamp out identity theft and fraudulent use of cards.

Financial Technology, Security, Payments, Identity Theft

9 points by stubish 81 days ago | 2 comments

India's payment push is cutting out Visa and Mastercard (techcrunch.com)
As digital payments morph into strategic assets, India is offering a template for other nations seeking to reduce dependence on Western payment networks.

India, Finance, Payments, Technology, Competition

10 points by jmsflknr 106 days ago | 0 comments

Stripe V2 (brandur.org)
I happened to notice by way of a Slack bot today that Stripe released a V2 version of their API. I thought this must’ve been a soft launch right before the holidays, surely to be followed up by a more formal blog post, but the Way Back Machine clocked the page in early October, making it three months old. It’s been there all along, I just hadn’t seen it before.

Software, API, Payments

101 points by surprisetalk 117 days ago | 53 comments

NoDB: Processing Payments Without a Database (alvaroduran.com)
I had the weirdest realization a few days ago.

Payments, Software Development

26 points by ohduran 129 days ago | 12 comments

Google to suspend payments for Russian app developers (kyivindependent.com)

Google, Russia, App Developers, Payments, Geopolitics

8 points by aa_is_op 132 days ago | 0 comments

ask hn: PayPal or Stripe? (ycombinator.com)
I'm thinking of creating a small SaaS company, but I'm not sure which of these two systems is best for implementing a payment system for my website.

SaaS, Payments, Stripe, PayPal, Business

4 points by cannibalXxx 138 days ago | 6 comments

Stripe Black Friday Dashboard (Physical Machine) (stripe.com)

Stripe, Black Friday, Ecommerce, Payments, Analytics

50 points by oli5679 146 days ago | 20 comments

Stripe BFCM Live (stripe.com)

Stripe, E-commerce, Payments, Black Friday, Cyber Monday

11 points by CosmosSeb 147 days ago | 2 comments

To apply for a job at Musk's DOGE, you need to pay for an X premium subscription (fortune.com)
While concerns were already swirling about Elon Musk’s involvement in the Trump administration, the first potential conflict of interest has popped up.

Elon Musk, Social Media, Business, Politics, Payments

27 points by belter 161 days ago | 3 comments

Unified Checkout: Streamlining Uber's Payment Ecosystem (uber.com)

Unified Checkout, Payments, Fintech, Uber, Business

26 points by timbilt 162 days ago | 1 comments

Digital River runs dry, hasn't paid developers for sales since July (theregister.com)
Digital River has not paid numerous merchants since midsummer for software and digital products they sold through its MyCommerce platform.

Business, Software, Payments, Digital Marketplaces

127 points by newaccount74 192 days ago | 21 comments

Tell HN: DigitalRiver/MyCommerce stopped paying vendors since July (ycombinator.com)
We're a small family company and the $20k MyCommerce owes us is a big deal.

Business, Finance, Payments, Companies

155 points by grujicd 193 days ago | 45 comments

Visa Introduces the Visa Tokenized Asset Platform (visa.com)
Visa (NYSE: V), a global leader in digital payments, is helping to bridge existing fiat currencies with blockchains through the Visa Tokenized Asset Platform (VTAP), a new product designed to help financial institutions issue and manage fiat-backed tokens on blockchain networks.

Financial Technology, Blockchain, Payments, Digital Assets

72 points by beefman 204 days ago | 29 comments

Europe's Banks Launch Wero Payments to Dislodge Visa, Mastercard (bloomberg.com)
The European Union’s biggest banks have spent years quietly creating a new way to pay that could finally allow customers to ditch their Visa Inc. and Mastercard Inc. cards — the latest sign that the region is looking to dislodge two of the most valuable financial firms on the planet.

Finance, Payments, Competition, Europe, Technology

66 points by helsinkiandrew 211 days ago | 88 comments

Why Payments Engineers Should Avoid State Machines (alvaroduran.com)
There are two ways to represent movement.

Payments, Engineering, State Machines

24 points by ohduran 213 days ago | 14 comments

DOJ Sues Visa for Locking Out Rival Payment Platforms (theverge.com)
The Department of Justice has filed an antitrust lawsuit against Visa, alleging that the financial services firm has an illegal monopoly over debit network markets and has attempted to unlawfully crush competitors, including fintech companies like PayPal and Square.

Antitrust, Finance, Lawsuits, Payments

7 points by m463 214 days ago | 2 comments

How to Send a Swift Wire for Developers (iso20022js.com)
SWIFT is the most widely used international payment method in the world. In this tutorial we will be going over how to send a SWIFT wire programatically to your bank, what information you might need about your recipient to allow the payment to clear successfully, and the software you might need to do so. The following example can be implemented in code using iso20022.js.

Software, Development, Finance, Payments

66 points by svapnil 227 days ago | 28 comments

Visa to launch pay-by-bank payments, an alternative to credit cards (cnbc.com)

Visa, Payments, Financial Technology, Banking, Credit Cards

61 points by jnord 232 days ago | 64 comments

Ask HN: Is it still a thing to receive payment via direct bank transfer in SaaS? (ycombinator.com)

SaaS, Payments, Finance, Business

6 points by sawirricardo 236 days ago | 18 comments

Ask HN: Can individual setup payment gateway like stripe easily? (ycombinator.com)

Payments, Stripe, Online Business

9 points by sawirricardo 238 days ago | 6 comments

Exactly-Once Payments at Airbnb (alvaroduran.com)

Payments, Airbnb, Distributed Systems

9 points by ohduran 255 days ago | 9 comments

Stripe blocks small dev sales and wants to refund $100k from legit purchases (twitter.com)

Stripe, Payments, Business, Technology, Refunds

10 points by soneca 262 days ago | 1 comments