Hacker News with Generative AI: Insurance

Genetic Discrimination Is Coming for Us All (theatlantic.com)
Insurers are refusing to cover Americans whose DNA reveals health risks. It’s perfectly legal.

Genetics, Healthcare, Law, Insurance

49 points by elsewhen 21 days ago | 62 comments

The Company Helping America's Health Insurers Deny Coverage for Care (propublica.org)
Every day, patients across America crack open envelopes with bad news. Yet another health insurer has decided not to pay for a treatment that their doctor has recommended. Sometimes it’s a no for an MRI for a high school wrestler with a strained back. Sometimes for a cancer procedure that will help a grandmother with a throat tumor. Sometimes for a heart scan for a truck driver feeling short of breath.

Healthcare, Insurance, Health Insurance, United States

70 points by dopylitty 41 days ago | 30 comments

Would banning ransomware insurance stop the scourge? (theregister.com)
Ransomware attacks are costing businesses and governments billions of dollars and putting people's lives at risk – in some cases, reportedly causing their deaths.

Cybersecurity, Ransomware, Insurance, Economics

8 points by pseudolus 49 days ago | 3 comments

Would banning ransomware insurance stop the scourge? (theregister.com)
Ransomware attacks are costing businesses and governments billions of dollars and putting people's lives at risk – in some cases, reportedly causing their deaths.

Cybersecurity, Insurance, Ransomware

6 points by rntn 50 days ago | 2 comments

Geico tells El Reg, no, it's not canceling all Cybertruck insurance (theregister.com)
Geico confirmed to The Register that, following whispering on social media, the US insurance firm is most definitely not canceling all coverage on Tesla Cybertrucks.

Insurance, Tesla, Cybertruck

8 points by LinuxBender 56 days ago | 1 comments

Geico terminating insurance coverage of Tesla Cybertrucks (torquenews.com)
GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks.

GEICO, Tesla, Insurance, Cybertruck

91 points by MilnerRoute 58 days ago | 156 comments

Helene Should Trigger a National Rethink of Home Insurance (newrepublic.com)
As people across the Southeast continue to pick up the pieces from Hurricane Helene, many will continue to face a rude awakening: that they—or their landlords—don’t have flood insurance.

Natural Disasters, Insurance, Politics

41 points by howard941 60 days ago | 24 comments

Hurricane Helene Insurance Losses Expected to Reach $6.4B (bloomberg.com)
The destruction from Hurricane Helene is expected to cost insurers roughly $6.4 billion, according to an early estimate from catastrophe modeling firm Karen Clark & Company.

Hurricane Helene, Insurance, Natural Disasters, Financial Losses

9 points by shinryudbz 61 days ago | 0 comments

US govt hiding top hurricane forecast model sparks outrage after deadly Helene (theregister.com)
The National Oceanic and Atmospheric Administration (NOAA) cannot reveal weather forecasts from a particularly accurate hurricane prediction model to the public that pays for the American government agency – because of a deal with a private insurance risk firm.

Weather, Government, Politics, Data, Insurance

64 points by rntn 63 days ago | 16 comments

Insurance czar has 'harsh' message about climate: you may just have to move (japantimes.co.jp)
The soaring cost and difficulty of insuring against climate risks may force people to relocate, the head of Canada’s main financial regulator warned.

Climate Change, Insurance, Relocation

14 points by PaulHoule 63 days ago | 8 comments

Zillow will now show climate risks for property listings in the US (theverge.com)
Zillow will now display climate risks and make insurance recommendations for listings in the US.

Real Estate, Climate Change, Insurance, United States

7 points by jerlam 67 days ago | 1 comments

When Insurers Exit (2023) [pdf] (hbs.edu)

Insurance, Business, Economics, Finance, Research

75 points by JumpCrisscross 68 days ago | 35 comments

Louisiana doctors win big lawsuit against Blue Cross Blue Shield (wwltv.com)

Healthcare, Lawsuits, Insurance

29 points by edm0nd 70 days ago | 17 comments

America's Mental Barrier: How Insurers Interfere with Mental Health Care (propublica.org)
American insurance companies — quietly, and with little government pushback — have assumed an outsize role in mental health care. People in pain are paying the price.

Mental Health, Insurance, Healthcare, United States

26 points by bryanrasmussen 84 days ago | 1 comments

New York City's Biggest Taxi Insurer Is Insolvent, Risking Transit Meltdown (insurancejournal.com)

Transportation, Insurance, Finance

18 points by taylorbuley 89 days ago | 7 comments

Allstate Now Increasing Home Insurance Rates in California by 34% (franknez.com)

Insurance, California, Finance

35 points by paulpauper 97 days ago | 18 comments

Using AI to fight insurance claim denials (sfstandard.com)

Artificial Intelligence, Insurance, Legal, Technology

203 points by jpmattia 99 days ago | 176 comments

Finding a therapist who takes your insurance can be nearly impossible (npr.org)